Credit and Funding

we will advise you and accompany you to the credit management easier for you, we know that you do not like to wait, and how much your time is worth at the time of finding the ideal apartment, that's why with us, the process is fast, easy and best of all is that we can accompany you and advise you.

If, in accordance with the general conditions and the grant applied for colombians abroad and the regulatory decree established by the government.

We want to provide transparency that's why we're always thinking of to give you all the information that allows you to understand the process and feel comfortable during the same. We will keep you informed of the operational expenses and any type of collection that you will need for the credit.

Yes, you have the same conditions in terms of price, term and interest rate of the credit.

Yes of course, keep in mind that our company provides the service of processing of credit, you can even request for a used home.

Our service credit is oriented to the process of financing for the purchase of housing to colombian residents abroad, we evaluate your profile and conditions to offer you the appropriate alternative.

Between 18 to 75 years (depends on policies of each of the banks)

Of course, please Contact us through our customer service channels and service the area of credit and financing you assign an executive specialized to process the credit of new housing with one of our construction partners, other construction companies or even home use.

In principle, The mortgage is based in the colombian banks, and in colombian pesos.

If, as it would be to validate the specific case of each client and the policies of each bank ally in order to validate terms and conditions of the mortgage.

The most important thing for the processing of your mortgage loan is to prove your income on the outside, regardless of the work activity (employed, or independent pensionada)

If you are independent:

• Bank statements for 3 months
• Statement of taxes in the country of residence
• Certificate of the legal constitution of the company
• Credit report on the country of residence (If you do not have this document, we have finance companies, commercial mortgage-backed)

If you are an employee:

• Letter of employment
• Removable payroll (3 months)
• Bank statements (3 months)
• Statement of taxes in the country of residence (If applicable)
• Credit report on the country of residence (If you do not have this document, we have finance companies, commercial mortgage-backed)

If you are a pensioner:

• Certification or resolution of the board
• Three recent bank statements
• Credit report on the country of residence (If you do not have this document, we have finance companies, commercial mortgage-backed

Yes you pay. You don't need to have experience credit.

No. For the establishment and study of credit you can apply directly with an executive. For the signature of the writing and delivery of the property, an attorney can make arrangements without leaving the country where you are staying. This agent may be a family member or friend of your trust.

We are the channel of mortgage credit to the colombians on the outside of Bancolombia, Davivienda, Banco de Occidente, BBVA, Money and Finance, banco itau, banco de occidente, banco av villas, banco caja social, national fund of savings, bank Colpatria among others. These entities support and endorse our service, in addition you will be advised with financial experts who will guide you in the search for the best rate based on your credit profile.

It is very easy to buy the house from the USA, you should only provide you cedula colombiana, and demonstrate the source of your resources on the outside to access a mortgage with a colombian bank up to 80% of the property value, what else you can pay at the time of construction of the house. It is important to have the advice of an expert company, and reliable as their own House Colombia.

Based on your situation and conditions in the home country, we will advise you and we will validate the bank that best suits you.

We have a team specialized in each stage of the process:

1. We provide an outline of: we understand your situation on the outside
2. Business advisor: accompany you up to get the approval of yourcredit
3. Legalization: A team specialized in the paperwork orient you in the process until the signing of the deed and the paying of your credit.

If you can buy housing in Colombia, the revenues that are supported by you are those that you receive in your home country, if you do not have credit history in Colombia, we will advise you.

You should not have savings to buy your home in Colombia, our projects are on planes, what that allows you to pay the value of the initial fee at the time of construction of the house. The rest you can finance through a mortgage credit colombian banks.